McMinn Monday Market Update: Oxford Holds Value as Water Valley Buyers Gain

August 10, 2026 | By Lee McMinn, ALC | McMinn Realty Good Monday morning, Oxford and Water Valley. This week's numbers tell a split-market story. Oxford is closing about the same number of residential properties as last year but producing considerably more dollar volume. Water Valley's year-to-date

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The Case for Putting 20% Down on Your Next Home

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment. The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway. So, why a

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Thinking About Waiting for Lower Mortgage Rates? Read This First.

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating.But it's a real possibility. A lot of people are putting their plans on hold because they believe much lower mortgage rates are right around the corner. But, based on today's forecasts,

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